Many people have keywords like "poverty" to describe the Five of Pentacles. In the most common images we see people who are injured and bedraggled. They are walking in the snow, and walking right past a building where they could find the things they need. Surely, at the moment, they are indeed impoverished.
Some tarot authors have written about the Five of Pentacles in regards to love relationships - being left out in the cold, or a failure to make the relationship work.